About Us
Customer first. The Foreclosure People takes genuine pride in the way we provide service and real results to our customers. Our goal is to empower homeowners with the best resources available to conquer their foreclosure and provide additional resources to promote foreclosure prevention and credit restoration.
Our team is composed of highly skilled foreclosure professionals that are coupled with impeccable industry experience, all aiming to bring our customers the best results possible.
We are not a be confused with a debt management agency. The Foreclosure People exclusively specializes in foreclosures and the various foreclosure prevention techniques required to overcoming foreclosure, making us the - expert professionals.
No one is better equipped than we are to take on your foreclosure and provide real results complimented with educational tools to help homeowners avoid the reoccurrence of foreclosure.
We pledge integrity, devotion and loyalty to each customer we proudly serve. This is The Foreclosure People’s promise.
Services
Loan Modification
Loan modifications are ideal for homeowners looking to modify their monthly payment to a more affordable monthly payment. Loan modifications can be done by means of interest rate reduction, extended amortization, principal deferral or more depending on the options of your lender. Everyone does not qualify for a loan modification and a FREE consultation is needed in order to determine eligibility.
Short Sale
A short sale suits the homeowner that is looking to sell their property to satisfy their mortgage but owes more money on the property than what the property is actually worth. Typically, if the homeowner is not eligible for a loan modification, they may have to default into a short sale in order to resolve foreclosure. A FREE consultation is provided to determine if a short sale is the best option for you.
Property Listing
Listing a property is ideal for the homeowner who has equity in their property and the homeowner decides to sell the property at market value or is willing to reduce the asking price below market value in order to attract a buyer for a quick sale.
There are a number of different factors that are taken into consideration when deciding if listing a property is ideal for a homeowner in foreclosure.
To determine what strategy will work best, a FREE consultation will be provided and a licensed real estate agent will be assigned to you to get the property listed at the best price.
Cash Offer
A cash offer is best suitable for the homeowner who may have very little time left before their house is sold at auction or is simply ready to move on. A cash offer allows the homeowner to sell the property as quickly as possible without the hassle of a traditional sell that usually requires a borrower to get qualified for a loan before they can actually purchase the property. All cash offers typically close within a few days and the property is always purchased as-is with no repairs or upgrades needed. With a cash offer, there are no real estate agents involved so there are no real estate commissions to be payed and the homeowner does not pay any closing costs.
Bankruptcy
Bankruptcy is a legal process filed in court by a bankruptcy attorney. A consultation with our bankruptcy attorney is necessary in order to determine if bankruptcy is ideal for you given your financial circumstances and your desired outcome. It is worth noting that all bankruptcies are not the same. In some instances, a trustee is appointed by the court who assesses the assets of the debtor and lists them under exempted and non-exempted properties and assets. Those properties and assets can then be liquidated in order to clear the debt. In another scenario, a trustee is also appointed by the court and between the creditor and the debtor, a repayment plan is made for 3 or 5 years. The debtor can retain their properties but must arrange a monthly payment schedule.
Credit Repair
As a result of missing mortgage payments and facing foreclosure, your credit has already been negatively impacted. Your opportunities are now limited and getting the right help is crucial for reclaiming your buying power as well as your peace of mind in knowing that you're eligible for loans and credits at the best rates available in the market. Our credit repair specialists are some of the most well equipped professionals in the industry backed by the latest softwares, technology and experience, yielding you the highest possible credit scores. A FREE consultation with our team will give you all the information you need to know about what exactly your credit score is, what is impacting your credit score, and most importantly, what strategies our professionals will be taking to ensure that your credit report and score is back up to par.
Testimonials
"This is the most honest group of people I've worked with in a while. They answered all my questions and constantly gave me updates as we moved forward. They also offered a free class on ways to prevent foreclosure in the future, which I thought was pretty amazing. In the end, I was able to modify my loan and keep my home".
Samantha Huggins
Disclaimer
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. The Foreclosure People is not associated with the government or any state government office. Our services are not approved by the state or your mortgage company. If you accept our help and use our service, your lender may still not agree to modify your loan or stop the foreclosure process.
Using services on our website is not intended to create an attorney-client relationship, and the receipt or viewing of any information on this website does not constitute an attorney-client relationship.
No particular result is guaranteed by engaging with partners in our network and lenders may not agree to change a consumer's loan by using their services. There is no guarantee that you may qualify for a loan modification or prevent the foreclosure process from taking place.
We do not encourage you to avoid contacting your lender, lawyer, credit counselor, or housing counselor. If you feel a member of our network is attempting to or has violated these terms please email info@TheForeclosurePeople.com.
No content on this site may be reused in any fashion without written permission from The Foreclosure People or www.theforeclosurepeople.com